/* ============================================================
   Credit Health Assessment — scoped tool styles
   Palette: deep navy / emerald / clean white (per tool spec)
   ============================================================ */

.credit-tool {
  --ct-navy-950: #0a1628;
  --ct-navy-900: #10233f;
  --ct-navy-800: #16304f;
  --ct-emerald-600: #047857;
  --ct-emerald-500: #059669;
  --ct-emerald-100: #d1fae5;
  --ct-ink: #12263f;
  --ct-muted: #51637d;
  --ct-line: #dce4ee;
  --ct-bg: #ffffff;
  --ct-bg-soft: #f4f7fa;
  --ct-danger: #b42318;
  --ct-amber-bg: #fffbeb;
  --ct-amber-line: #f2d48a;
  --ct-amber-ink: #7a5b10;
  --ct-radius: 14px;
  --ct-shadow: 0 18px 45px -18px rgb(10 22 40 / 0.25);
  --ct-font: "Inter", -apple-system, BlinkMacSystemFont, sans-serif;
  background: var(--ct-bg);
}

.credit-tool .header { background: #fff; }

/* ---------- Hero ---------- */
.ct-hero {
  background:
    radial-gradient(1200px 500px at 85% -10%, rgb(5 150 105 / 0.28), transparent 60%),
    linear-gradient(160deg, var(--ct-navy-950), var(--ct-navy-900) 55%, var(--ct-navy-800));
  color: #fff;
  padding: clamp(4.5rem, 10vw, 7rem) 0 clamp(3rem, 7vw, 4.5rem);
}
.ct-hero__inner { max-width: 46rem; }
.ct-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ct-emerald-100);
  background: rgb(5 150 105 / 0.22);
  border: 1px solid rgb(5 150 105 / 0.45);
  padding: 0.45rem 0.9rem;
  border-radius: 999px;
}
.ct-eyebrow--light { color: var(--ct-emerald-100); }
.ct-hero h1 {
  font-family: var(--ct-font);
  font-size: clamp(2.1rem, 5.2vw, 3.4rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.08;
  margin: 1.25rem 0 1rem;
}
.ct-hero h1 em {
  font-family: "Cormorant Garamond", serif;
  font-style: italic;
  font-weight: 500;
  color: #6ee7b7;
}
.ct-hero__lede {
  color: #c7d3e4;
  font-size: clamp(1rem, 1.4vw, 1.12rem);
  line-height: 1.65;
  max-width: 40rem;
}
.ct-hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1.5rem;
}
.ct-hero__chips span {
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: #dbe6f3;
  border: 1px solid rgb(255 255 255 / 0.22);
  border-radius: 999px;
  padding: 0.4rem 0.85rem;
}

/* ---------- Disclaimer ---------- */
.ct-disclaimer-wrap {
  background: var(--ct-bg-soft);
  padding: clamp(1.75rem, 4vw, 2.5rem) 0 0;
}
.ct-disclaimer {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  background: var(--ct-amber-bg);
  border: 1px solid var(--ct-amber-line);
  border-left: 5px solid var(--ct-amber-line);
  border-radius: var(--ct-radius);
  padding: 1.1rem 1.25rem;
  color: var(--ct-amber-ink);
}
.ct-disclaimer__icon { flex: 0 0 auto; margin-top: 0.1rem; }
.ct-disclaimer p { margin: 0; font-size: 0.9rem; line-height: 1.6; }
.ct-disclaimer strong { font-weight: 700; }

/* ---------- Assessment grid ---------- */
.ct-assessment { background: var(--ct-bg-soft); padding: clamp(2rem, 5vw, 3.5rem) 0 clamp(3rem, 7vw, 5rem); }
.ct-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
  align-items: start;
}
@media (min-width: 960px) {
  .ct-grid { grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr); gap: 2rem; }
}

/* ---------- Form ---------- */
.ct-form {
  background: #fff;
  border: 1px solid var(--ct-line);
  border-radius: var(--ct-radius);
  box-shadow: var(--ct-shadow);
  padding: clamp(1.25rem, 3vw, 2rem);
}
.ct-form__head h2 {
  font-family: var(--ct-font);
  font-size: 1.35rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: var(--ct-ink);
  margin: 0 0 0.25rem;
}
.ct-form__head p { color: var(--ct-muted); font-size: 0.86rem; margin: 0 0 1.5rem; }

.ct-fieldset { border: 0; margin: 0 0 1.35rem; padding: 0; }
.ct-fieldset legend {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ct-emerald-600);
  margin-bottom: 0.75rem;
  padding: 0;
}
.ct-field { margin-bottom: 1rem; }
.ct-field:last-child { margin-bottom: 0; }
.ct-field label {
  display: block;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--ct-ink);
  margin-bottom: 0.4rem;
}
.ct-hint { font-size: 0.78rem; color: var(--ct-muted); margin: -0.25rem 0 0.6rem; }
.ct-hint--right { display: block; text-align: right; margin: 0.35rem 0 0; }

.ct-input-wrap { position: relative; }
.ct-input-icon {
  position: absolute;
  left: 0.85rem;
  top: 50%;
  transform: translateY(-50%);
  width: 17px;
  height: 17px;
  color: var(--ct-muted);
  pointer-events: none;
}
.ct-input-wrap input,
.ct-input-wrap select {
  width: 100%;
  font: inherit;
  font-size: 0.94rem;
  color: var(--ct-ink);
  background: #fff;
  border: 1.5px solid var(--ct-line);
  border-radius: 10px;
  padding: 0.72rem 0.9rem 0.72rem 2.55rem;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.ct-input-wrap select { appearance: none; cursor: pointer; padding-right: 2.4rem; }
.ct-input-wrap select:invalid { color: var(--ct-muted); }
.ct-select-caret {
  position: absolute;
  right: 0.85rem;
  top: 50%;
  transform: translateY(-50%);
  width: 16px;
  height: 16px;
  color: var(--ct-muted);
  pointer-events: none;
}
.ct-field textarea {
  width: 100%;
  font: inherit;
  font-size: 0.92rem;
  line-height: 1.55;
  color: var(--ct-ink);
  background: #fff;
  border: 1.5px solid var(--ct-line);
  border-radius: 10px;
  padding: 0.75rem 0.9rem;
  resize: vertical;
  min-height: 7.5rem;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.ct-input-wrap input:focus,
.ct-input-wrap select:focus,
.ct-field textarea:focus {
  outline: none;
  border-color: var(--ct-emerald-500);
  box-shadow: 0 0 0 3px rgb(5 150 105 / 0.16);
}
.ct-field.is-invalid input,
.ct-field.is-invalid select,
.ct-field.is-invalid textarea { border-color: var(--ct-danger); }
.ct-error {
  display: block;
  min-height: 1em;
  font-size: 0.76rem;
  font-weight: 500;
  color: var(--ct-danger);
  margin-top: 0.3rem;
}

/* Bureau checkboxes */
.ct-checks { display: flex; flex-wrap: wrap; gap: 0.55rem; }
.ct-check {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--ct-ink);
  border: 1.5px solid var(--ct-line);
  border-radius: 999px;
  padding: 0.55rem 1rem 0.55rem 0.65rem;
  cursor: pointer;
  user-select: none;
  transition: border-color 0.15s ease, background 0.15s ease;
}
.ct-check:hover { border-color: var(--ct-emerald-500); }
.ct-check input { position: absolute; opacity: 0; width: 0; height: 0; }
.ct-check__box {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.25rem;
  height: 1.25rem;
  border-radius: 6px;
  border: 1.5px solid var(--ct-line);
  background: #fff;
  color: #fff;
  transition: background 0.15s ease, border-color 0.15s ease;
}
.ct-check__box svg { width: 11px; height: 11px; opacity: 0; transform: scale(0.6); transition: opacity 0.12s ease, transform 0.12s ease; }
.ct-check input:checked ~ .ct-check__box {
  background: var(--ct-emerald-500);
  border-color: var(--ct-emerald-500);
}
.ct-check input:checked ~ .ct-check__box svg { opacity: 1; transform: scale(1); }
.ct-check:has(input:checked) { border-color: var(--ct-emerald-500); background: var(--ct-emerald-100); }
.ct-check input:focus-visible ~ .ct-check__box { box-shadow: 0 0 0 3px rgb(5 150 105 / 0.25); }

/* Submit */
.ct-submit {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  width: 100%;
  font: inherit;
  font-size: 0.95rem;
  font-weight: 700;
  color: #fff;
  background: linear-gradient(135deg, var(--ct-emerald-500), var(--ct-emerald-600));
  border: 0;
  border-radius: 12px;
  padding: 0.95rem 1.25rem;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, filter 0.15s ease;
  box-shadow: 0 12px 25px -10px rgb(4 120 87 / 0.5);
}
.ct-submit:hover { transform: translateY(-1px); filter: brightness(1.05); }
.ct-submit:active { transform: translateY(0); }
.ct-submit[disabled] { opacity: 0.65; cursor: wait; transform: none; }

/* ---------- Result column ---------- */
.ct-result-col { min-height: 26rem; position: relative; }

/* Idle */
.ct-result-idle {
  height: 100%;
  min-height: 26rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: #fff;
  border: 1.5px dashed var(--ct-line);
  border-radius: var(--ct-radius);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  text-align: center;
}
.ct-result-idle__mark {
  display: inline-flex;
  margin: 0 auto 1rem;
  width: 4.25rem;
  height: 4.25rem;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: var(--ct-emerald-100);
  color: var(--ct-emerald-600);
}
.ct-result-idle h3 { font-family: var(--ct-font); font-size: 1.2rem; font-weight: 700; color: var(--ct-ink); margin: 0 0 0.5rem; }
.ct-result-idle p { color: var(--ct-muted); font-size: 0.9rem; line-height: 1.6; max-width: 26rem; margin: 0 auto 1.25rem; }
.ct-result-idle__list { list-style: none; margin: 0 auto; padding: 0; text-align: left; display: inline-block; }
.ct-result-idle__list li {
  position: relative;
  font-size: 0.84rem;
  color: var(--ct-ink);
  padding-left: 1.4rem;
  margin-bottom: 0.45rem;
}
.ct-result-idle__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.3em;
  width: 0.9rem;
  height: 0.9rem;
  border-radius: 999px;
  background: var(--ct-emerald-100) url("data:image/svg+xml;utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23047857' stroke-width='3'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 0.55rem no-repeat;
}

/* Loader */
.ct-loader {
  height: 100%;
  min-height: 26rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background: #fff;
  border: 1px solid var(--ct-line);
  border-radius: var(--ct-radius);
  box-shadow: var(--ct-shadow);
  padding: 2rem;
}
.ct-loader__ring {
  width: 3rem;
  height: 3rem;
  border-radius: 999px;
  border: 3.5px solid var(--ct-emerald-100);
  border-top-color: var(--ct-emerald-500);
  animation: ct-spin 0.9s linear infinite;
  margin-bottom: 1.75rem;
}
@keyframes ct-spin { to { transform: rotate(360deg); } }
.ct-loader__steps { list-style: none; margin: 0; padding: 0; width: 100%; max-width: 22rem; }
.ct-loader__steps li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.88rem;
  color: var(--ct-muted);
  padding: 0.5rem 0;
  opacity: 0.35;
  transition: opacity 0.25s ease;
}
.ct-loader__steps li::before {
  content: "";
  flex: 0 0 auto;
  width: 0.85rem;
  height: 0.85rem;
  border-radius: 999px;
  border: 2px solid var(--ct-line);
  transition: border-color 0.2s ease, background 0.2s ease;
}
.ct-loader__steps li.is-active { opacity: 1; color: var(--ct-ink); font-weight: 600; }
.ct-loader__steps li.is-active::before {
  border-color: var(--ct-emerald-500);
  animation: ct-pulse 0.9s ease-in-out infinite;
}
.ct-loader__steps li.is-done { opacity: 0.85; color: var(--ct-emerald-600); }
.ct-loader__steps li.is-done::before {
  border-color: var(--ct-emerald-500);
  background: var(--ct-emerald-500) url("data:image/svg+xml;utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='4'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 0.5rem no-repeat;
}
@keyframes ct-pulse { 0%, 100% { transform: scale(1); } 50% { transform: scale(1.25); } }

/* Letter */
.ct-letter {
  background: #fff;
  border: 1px solid var(--ct-line);
  border-radius: var(--ct-radius);
  box-shadow: var(--ct-shadow);
  overflow: hidden;
}
.ct-letter__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  background: linear-gradient(135deg, var(--ct-navy-900), var(--ct-navy-800));
  color: #fff;
  padding: 1.1rem 1.4rem;
}
.ct-letter__eyebrow {
  display: block;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: #6ee7b7;
  margin-bottom: 0.2rem;
}
.ct-letter__head h3 { font-family: var(--ct-font); font-size: 1.1rem; font-weight: 700; margin: 0; }
.ct-letter__badge {
  flex: 0 0 auto;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--ct-navy-900);
  background: #6ee7b7;
  border-radius: 999px;
  padding: 0.35rem 0.8rem;
}
.ct-letter__body {
  padding: 1.5rem 1.4rem;
  font-size: 0.88rem;
  line-height: 1.7;
  color: var(--ct-ink);
  max-height: 30rem;
  overflow-y: auto;
}
.ct-letter__body p { margin: 0 0 1rem; }
.ct-letter__body .ct-letter-meta { color: var(--ct-muted); font-size: 0.8rem; }
.ct-letter__body .ct-letter-subject {
  font-weight: 700;
  border-left: 3px solid var(--ct-emerald-500);
  padding-left: 0.75rem;
}
.ct-letter__body ul { margin: 0 0 1rem; padding-left: 1.25rem; }
.ct-letter__body li { margin-bottom: 0.35rem; }
.ct-letter__actions {
  display: flex;
  gap: 0.6rem;
  border-top: 1px solid var(--ct-line);
  padding: 0.9rem 1.4rem;
  background: var(--ct-bg-soft);
}

/* Buttons */
.ct-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font: inherit;
  font-size: 0.84rem;
  font-weight: 700;
  border-radius: 10px;
  padding: 0.6rem 1.05rem;
  cursor: pointer;
  text-decoration: none;
  border: 1.5px solid transparent;
  transition: background 0.15s ease, border-color 0.15s ease, transform 0.15s ease;
}
.ct-btn:active { transform: translateY(1px); }
.ct-btn--primary { background: var(--ct-navy-900); color: #fff; }
.ct-btn--primary:hover { background: var(--ct-navy-800); }
.ct-btn--ghost { background: transparent; color: var(--ct-ink); border-color: var(--ct-line); }
.ct-btn--ghost:hover { border-color: var(--ct-ink); }
.ct-btn.is-copied { background: var(--ct-emerald-600); color: #fff; }

/* ---------- CTA ---------- */
.ct-cta {
  background:
    radial-gradient(900px 400px at 10% 110%, rgb(5 150 105 / 0.3), transparent 60%),
    linear-gradient(160deg, var(--ct-navy-950), var(--ct-navy-900));
  color: #fff;
  padding: clamp(3.5rem, 8vw, 5.5rem) 0;
}
.ct-cta__inner { max-width: 44rem; }
.ct-cta h2 {
  font-family: var(--ct-font);
  font-size: clamp(1.7rem, 3.6vw, 2.4rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin: 1.1rem 0 1rem;
}
.ct-cta h2 em { font-family: "Cormorant Garamond", serif; font-style: italic; font-weight: 500; color: #6ee7b7; }
.ct-cta p { color: #c7d3e4; line-height: 1.7; max-width: 38rem; }
.ct-cta__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin: 1.75rem 0 1rem; }
.ct-btn--cta {
  background: linear-gradient(135deg, var(--ct-emerald-500), var(--ct-emerald-600));
  color: #fff;
  font-size: 0.95rem;
  padding: 0.9rem 1.5rem;
  border-radius: 12px;
  box-shadow: 0 14px 30px -10px rgb(4 120 87 / 0.55);
}
.ct-btn--cta:hover { filter: brightness(1.06); transform: translateY(-1px); }
.ct-btn--cta-ghost { color: #dbe6f3; border-color: rgb(255 255 255 / 0.3); }
.ct-btn--cta-ghost:hover { border-color: #fff; color: #fff; }
.ct-cta__fine { font-size: 0.76rem; color: #8fa3bd; }

/* ---------- Responsive polish ---------- */
@media (max-width: 480px) {
  .ct-checks { flex-direction: column; align-items: stretch; }
  .ct-check { justify-content: flex-start; }
  .ct-letter__head { flex-direction: column; align-items: flex-start; gap: 0.5rem; }
}

/* ---------- Print: letter only ---------- */
@media print {
  .credit-tool .header,
  .credit-tool .ct-hero,
  .credit-tool .ct-disclaimer-wrap,
  .credit-tool .ct-form,
  .credit-tool .ct-cta,
  .credit-tool .footer,
  .ct-letter__actions { display: none !important; }
  .ct-assessment { padding: 0; background: #fff; }
  .ct-grid { display: block; }
  .ct-letter { border: 0; box-shadow: none; }
  .ct-letter__body { max-height: none; overflow: visible; }
}

/* PDF export button */
.ct-btn--pdf {
  flex: 1 1 auto;
  justify-content: center;
  background: linear-gradient(135deg, var(--ct-emerald-500), var(--ct-emerald-600));
  color: #fff;
  font-size: 0.88rem;
  padding: 0.7rem 1.1rem;
  box-shadow: 0 10px 22px -10px rgb(4 120 87 / 0.5);
}
.ct-btn--pdf:hover { filter: brightness(1.06); }
.ct-btn--pdf svg { flex: 0 0 auto; }

/* Finance-page banner linking to the tool */
.tool-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
  margin: 2rem 0;
  padding: 1.35rem 1.5rem;
  border-radius: 14px;
  background: linear-gradient(160deg, #10233f, #16304f);
  border: 1px solid rgb(110 231 183 / 0.35);
  color: #fff;
}
.tool-banner h3 {
  font-family: "Inter", sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  margin: 0 0 0.3rem;
}
.tool-banner p { margin: 0; font-size: 0.85rem; color: #c7d3e4; line-height: 1.55; }
.tool-banner__btn {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.83rem;
  font-weight: 700;
  color: #0a1628;
  background: #6ee7b7;
  border-radius: 10px;
  padding: 0.7rem 1.1rem;
  text-decoration: none;
  transition: filter 0.15s ease, transform 0.15s ease;
}
.tool-banner__btn:hover { filter: brightness(1.05); transform: translateY(-1px); }
@media (max-width: 640px) {
  .tool-banner { flex-direction: column; align-items: flex-start; }
}

/* hidden attribute must beat display rules on state panels */
.ct-result-idle[hidden],
.ct-loader[hidden],
.ct-letter[hidden] { display: none; }

@media (max-width: 480px) {
  .ct-letter__actions { flex-direction: column; align-items: stretch; }
  .ct-letter__actions .ct-btn { justify-content: center; }
}

/* ============================================================
   Premium Automation signup modal
   ============================================================ */
.pm-overlay {
  position: fixed;
  inset: 0;
  z-index: 400;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.25rem;
  background: rgba(6, 14, 26, 0.62);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  opacity: 0;
  transition: opacity 0.22s ease;
}
.pm-overlay.is-open { opacity: 1; }
.pm-overlay[hidden] { display: none; }

.pm-dialog {
  position: relative;
  width: 100%;
  max-width: 540px;
  max-height: calc(100vh - 2.5rem);
  overflow-y: auto;
  background: #ffffff;
  border: 1px solid rgba(10, 22, 40, 0.08);
  border-radius: 20px;
  box-shadow: 0 32px 80px rgba(6, 14, 26, 0.45);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  transform: translateY(14px) scale(0.98);
  transition: transform 0.22s ease;
}
.pm-overlay.is-open .pm-dialog { transform: none; }

.pm-close {
  position: absolute;
  top: 0.9rem;
  right: 0.9rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border: 1px solid rgba(10, 22, 40, 0.12);
  border-radius: 50%;
  background: #fff;
  color: #0a1628;
  cursor: pointer;
  transition: background 0.15s ease, transform 0.15s ease;
}
.pm-close:hover { background: #f1f5f9; transform: rotate(90deg); }

.pm-eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #059669;
  margin-bottom: 0.5rem;
}

.pm-dialog h3 {
  font-family: "Inter", sans-serif;
  font-size: clamp(1.3rem, 3vw, 1.6rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: #0a1628;
  margin: 0 0 1rem;
}
.pm-dialog h3 em { font-style: normal; color: #059669; }

.pm-benefits {
  list-style: none;
  margin: 0 0 1.4rem;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.55rem 1rem;
}
.pm-benefits li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 0.86rem;
  font-weight: 500;
  color: #16304f;
  line-height: 1.35;
}
.pm-benefits svg { flex: 0 0 auto; color: #059669; margin-top: 0.1rem; }

.pm-field { margin-bottom: 0.9rem; }
.pm-field label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: #0a1628;
  margin-bottom: 0.35rem;
}
.pm-optional { font-weight: 400; color: #64748b; }
.pm-field input,
.pm-field textarea {
  width: 100%;
  padding: 0.7rem 0.85rem;
  font: 400 0.92rem "Inter", sans-serif;
  color: #0a1628;
  background: #f8fafc;
  border: 1px solid rgba(10, 22, 40, 0.14);
  border-radius: 10px;
  transition: border-color 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.pm-field input:focus,
.pm-field textarea:focus {
  outline: none;
  border-color: #059669;
  background: #fff;
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.14);
}
.pm-field input.ct-invalid { border-color: #dc2626; box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.1); }
.pm-field textarea { resize: vertical; min-height: 3.4rem; }

.pm-submit { width: 100%; justify-content: center; margin-top: 0.4rem; }
.pm-submit.is-loading { opacity: 0.75; cursor: wait; }
.pm-submit:disabled { pointer-events: none; }

.pm-fine {
  margin: 1rem 0 0;
  font-size: 0.74rem;
  line-height: 1.5;
  color: #64748b;
}

/* Success step */
.pm-step--success { text-align: center; padding: 0.75rem 0 0.25rem; }
.pm-success__ring {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: rgba(5, 150, 105, 0.12);
  color: #059669;
  margin-bottom: 1rem;
}
.pm-step--success p {
  font-size: 0.92rem;
  line-height: 1.6;
  color: #334155;
  margin: 0 0 1.4rem;
}
.pm-success__actions {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  align-items: stretch;
}
.pm-success__actions .ct-btn { justify-content: center; }

@media (max-width: 520px) {
  .pm-overlay { padding: 0.75rem; align-items: flex-end; }
  .pm-dialog {
    max-width: none;
    border-radius: 18px 18px 0 0;
    max-height: calc(100vh - 1.5rem);
  }
  .pm-benefits { grid-template-columns: 1fr; }
}

/* ============================================================
   Evidence uploads
   ============================================================ */
.ct-optional { font-weight: 400; text-transform: none; letter-spacing: 0; color: #64748b; }

.ct-dropzone {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.35rem;
  padding: 1.4rem 1rem;
  border: 1.5px dashed rgba(10, 22, 40, 0.25);
  border-radius: 14px;
  background: #f8fafc;
  color: #16304f;
  text-align: center;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}
.ct-dropzone:hover { border-color: #059669; background: #f0fdf7; }
.ct-dropzone.is-dragover {
  border-color: #059669;
  background: #ecfdf5;
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.14);
}
.ct-dropzone > svg { color: #059669; }
.ct-dropzone p { margin: 0; font-size: 0.86rem; color: #334155; }
.ct-dropzone .ct-hint { font-size: 0.74rem; }
.ct-dropzone__btn {
  border: none;
  background: none;
  padding: 0;
  font: 700 0.86rem "Inter", sans-serif;
  color: #059669;
  text-decoration: underline;
  text-underline-offset: 3px;
  cursor: pointer;
}
.ct-dropzone__btn:hover { color: #047857; }

.ct-thumbs {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(110px, 1fr));
  gap: 0.7rem;
  margin-top: 0.8rem;
}
.ct-thumbs:empty { margin-top: 0; }
.ct-thumb {
  position: relative;
  margin: 0;
  border: 1px solid rgba(10, 22, 40, 0.12);
  border-radius: 10px;
  overflow: hidden;
  background: #fff;
}
.ct-thumb img {
  display: block;
  width: 100%;
  height: 82px;
  object-fit: cover;
}
.ct-thumb figcaption {
  padding: 0.35rem 0.5rem;
  font-size: 0.68rem;
  color: #475569;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.ct-thumb__remove {
  position: absolute;
  top: 5px;
  right: 5px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border: none;
  border-radius: 50%;
  background: rgba(10, 22, 40, 0.82);
  color: #fff;
  cursor: pointer;
  transition: background 0.15s ease, transform 0.15s ease;
}
.ct-thumb__remove:hover { background: #dc2626; transform: scale(1.08); }

.pm-success__note {
  display: none;
  margin: -0.6rem 0 1rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: #059669;
}
.pm-attach-note {
  margin: 0.9rem 0 0;
  padding: 0.5rem 0.75rem;
  border-radius: 8px;
  background: rgba(5, 150, 105, 0.08);
  border: 1px solid rgba(5, 150, 105, 0.25);
  font-size: 0.78rem;
  font-weight: 500;
  color: #047857;
}